4. Lack of financial standards (stewardship) - Which spouse has the responsibility for your monthly spending plan or do you even have one? How do you plan for family vacations? Do you have regular financial meeting in your home to discuss your bank balances, bills, and spending patterns? How do you account for debit or credit card purchases or ATM transactions? (or do you account for them at all?) Is there a designated place for your bills or are they all over the place? If you don't stand for something, you will fall for anything. You cannot have good financial stewardship without having good financial standards.
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